Flat-Fee, Fee-Only Registered Investment Advisor

SAFEBRIDGE

Who We Are

 
 

Advisers

 
 
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Principal/founder

John H. “Jack” Zarinsky, CFP®

Hi, I’m Jack Zarinsky, CERTIFIED FINANCIAL PLANNER™ and Safebridge’s founder and principal adviser. I work out of the Fairfax, Virginia office.

Safebridge exists because I wanted to work for a financial services firm that operated as I thought one should: truly independently, with no other financial incentive than to serve the client’s best interest, and with simple, fair, flat fees. I couldn’t find one, so I created one.

I believe strongly that, especially in financial services, honesty, transparency, full-disclosure, and fair-dealing have no substitutes and must never be compromised. Safebridge is set up so that they can’t. We are flat-fee, fee-only so that our clients never have to wonder about our incentives, how we’re paid, or how much we’re paid. Could we make more money by charging our clients a percentage of their assets? We could. But there is plenty of money for us to make in doing right by our clients.

When I’m not meeting with a client, teaching a workshop, writing a blog post, or making a video, I might be found practicing my golf game, reading, walking, or rooting for the New York Yankees.

Just below, you can watch a short behind-the-scenes video of me, my father (for whom I care), and the Fairfax, Virginia office. Below that, you can read John Stoj’s bio, whom I am very proud to have running our Atlanta, Georgia office.

If you’d like to schedule a time to speak with me, click HERE.

 

Education

Duke University
BSE, Civil & Environmental Engineering, 1992

 

 
 
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adviser

John F. Stoj

Hi, I’m John Stoj, recovering portfolio manager & investment banker. After a career in finance which began on a Wall Street trading floor over twenty five years ago, having taken me from New York to Chicago, and finally to Atlanta, with stops at investment & commercial banks, institutional portfolio managers, and even my own “hedge fund,” I can honestly say that I’ve finally found what I want a company to be in Safebridge.

To say that I’ve, “seen it all,” might be hyperbole, but only slightly. I’ve seen the cutthroat competition on Wall Street. I know what traders & salespeople think of their clients. I’ve created some of the most complex investment instruments on the planet. (Yes, some would say I had the “rocket scientist” job.) I managed over three billion dollars in insurance & retirement money. I even spent a time working for a commission based financial advisor (where I earned exactly $0.00 over the course of a year.) I can tell you that the one thing all those places have in common is a greater interest in corporate profits and personal compensation than the client’s interest. I simply could not spend any more precious time away from my family working for something I didn’t believe in. I believe in what we do for clients at Safebridge, and in the way we do it.

After the financial crisis, I opened, managed, and then sold a successful fresh sushi production company, ran for city council, and (most importantly) became a father. I live in Sandy Springs with my wife, Kimberley, my son, Jack, and our first baby, a Black Russian Terrier named Sasha. In addition to being a local civic activist, I’ve served on the board of my homeowner’s association over the last decade, holding the offices of both president and secretary. I’d like to say I’m an avid runner, and I’ve completed three marathons, but don’t ask me to make it around Chastain Park without stopping right now.

I hold an MBA from the University of North Carolina’s Kenan-Flagler Business School, but will always root for my undergraduate alma mater, the University of Notre Dame (Go Irish).

If you’d like to schedule a time to speak with me, click HERE.

 

Education

UNC Kenan-Flagler Busines School
MBA, 1996

University of Notre Dame
BBA, 1992