What We Do
Our job is to make sure our clients do everything right financially.
Specifically, that means we do all of the financial planning, investment management, and advice-giving necessary to give our clients every possible advantage in achieving their goals.
How We Do It
Though client goals differ, and precise strategies to achieve them vary, a client’s best interest is always served by these core principles:
Minimizing unnecessary investment costs and taxes
Keeping risk exposure to an emotionally tolerable level
Prudently planning account withdrawals (when lifelong income is a top priority)
Eliminating conflicts of interest
Those are the reasons that we exclusively use:
Passive investment strategies, to minimize unnecessary investment costs and taxes
Tax-focused financial planning, to minimize unnecessary future taxes
A real-world financial planning methodology, to keep risk exposure emotionally tolerable and account withdrawals sustainable
A flat-fee, fee-only structure, to eliminate conflicts of interest