One—How do I do…everything…so that I never run out of enough income?
Two—As I generate that income, and for whatever else I want my money to do, how do I make sure everything’s being done in my best interest?
$2,500* upfront for planning & setup
$6,500 per year ($1,625 per quarter) thereafter
Fees are deducted from investment accounts and are per household for couples.
Example: couple Pat and Jules become clients on 7/1 and move their accounts under Safebridge management. Regardless of the amount of their investments, $2,500 total will be initially deducted from their accounts. Every quarter thereafter (on 10/1, on 1/1, on 4/1, on 7/1, and so on), $1,625 total will be deducted from their accounts.
* Rare, unusually complicated cases may demand a higher upfront fee. This has yet to happen, but I reserve the right.
Listening to and understanding your financial goals and what you want from your life
Creating a prudently designed plan that defends against every foreseeable financial risk in your future
Placing your investments in the best position to achieve your goals, then overseeing and maintaining them to keep you on course
Preparing and filing your income taxes every year**
Income tax planning (i.e. strategic use of Roth IRAs) to defend against higher future tax rates and make your money last longer
Creating smart, tax-efficient retirement income every year-from what accounts, in what amounts, and when
Advice on how and when to take your Social Security if you haven’t yet (and a pension, if you’ll have one)
Direction on when and how to file for Medicare and or other medical insurance
How to best to prepare for possible long-term care expenses and the potential reduction or loss of your faculties
Advice on how to best leave money behind without unnecessary tax and probate burdens for your heirs
Advice on anything and everything else related to your financial well-being, including insurance, estate planning, and major purchases like vacations, cars, and homes
Proactive communication and updates from me - you will know I am thinking of you
“Speed dial access” to me when you need to talk “now”
** If you enjoy doing your own taxes, continue doing so. Just let us review them. Rare, unusually complex tax situations may require you to pay an unrelated professional to file your taxes.
